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MoneyGram Account is offered through Pathward, N.A. What does that mean?

MoneyGram is a fintech, which means we don’t have a bank charter. We’ve partnered with Pathward, N.A., Member FDIC, to provide you with banking products and services, and to insure your deposits up to the legal limit of $250,000. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyGram is not itself a bank or a FDIC-insured institution and the FDIC’s deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.


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