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If you have a MoneyGram money order, it can be deposited into your bank/credit union account or cashed at many check cashing locations. Each location has their own policy for cashing money orders and may charge a fee to cash it. Most check cashing locations will require an ID to cash the money order. MoneyGram does not recommend that a money order/refund check be signed over to a third party. Ultimately the decision to accept a third party money order/refund check is up to the bank or check casher.