Holidays are a time to stay connected with family and friends, even when you’re far apart. For many people in the US, sending money internationally during the holidays is a meaningful way to provide support, share gifts, or help cover seasonal expenses.
Whether you’re helping with celebrations, travel, or everyday needs, planning your transfer carefully can help ensure it arrives on time.
Why people send money during the holidays
Holiday money transfers are common for many reasons:
Supporting family gatherings
Helping cover travel costs
Contributing to holiday meals and gifts
Assisting with increased household expenses
Sending financial support to loved ones abroad
For families separated by distance, sending money can be one of the most practical and meaningful ways to stay connected.
If you’re preparing to send funds to a loved one, review How to send money internationally from the US to understand the step-by-step process before the busy season begins.
Planning ahead for holiday transfer timing
During peak seasons, higher transaction volumes and banking holidays may affect delivery time.
To help avoid delays:
Send your transfer early
Verify your recipient’s details
Review the estimated delivery time before confirming your transfer
If timing is important, review How long do international money transfers take? to better understand how your chosen payout method and recipient’s location can affect speed.
Understanding holiday transfer costs
Transfer fees and exchange rates may vary depending on your chosen destination, delivery method, and payment type.
Before sending money abroad, review:
The transfer fee
The exchange rate
The final payout amount
Reviewing the full breakdown before you send can help you make informed decisions and avoid surprises. To better understand transfer cost factors, read How much does it cost to send money internationally?
Choosing the right delivery option
Selecting the best payout method depends on your recipient’s needs.
Options may include:
Cash pickup
Bank account deposit
Debit card transfer
Home delivery (where available)
Mobile wallet
If your loved one prefers in-person collection or doesn’t use a bank account, cash pickup may be the convenient option. Others may prefer a direct deposit into their bank account. If your recipient isn’t sure which delivery method is right for them, it may help them to read Cash pickup or bank transfer: Which is better? to understand two popular options.
To help recipients understand their options, share How to receive money with MoneyGram, so they know what to expect when funds arrive.
Tips for smooth holiday transfers
Holiday transfers can be simple with a little preparation. If you’re sending an international transfer to someone during a holiday season, remember to:
Confirm your recipient’s information is accurate before sending
Keep your confirmation details for reference
Monitor your transfer status and share the details with your friend of family member
Plan around local holidays in your destination country
Tracking your transfer will help you know when your money has been delivered, especially during busy seasons.
Common questions
When should I send money for the holidays?
It’s best to send money early, especially during peak holiday periods when banking schedules and higher transaction volumes may impact delivery time.
Do money transfer fees increase during the holidays?
Fees and exchange rates vary by destination, delivery method, and payment type. Always review the full breakdown before confirming your transfer online or in our mobile app.
What is the fastest way to send holiday money internationally?
Cash pickup may be available quickly in many locations, but delivery time depends on your chosen destination country and verification requirements. Always review the estimated delivery time before sending.
Holiday transfers made simple
Send money home when it matters most
Sending money during the holidays is one way to support loved ones across borders. By planning ahead, reviewing costs, and choosing the right delivery option, you can help ensure your transfer arrives when it matters most. With over 15,000 locations across the US, MoneyGram makes it easy to send or receive money to your loved ones.
This publication is for general informational purposes only and does not constitute legal, tax, financial, or other professional advice from MoneyGram or its affiliates. Services may vary by location and are subject to applicable laws and regulations.