M Lhuillier is one of the most widely recognized cash pickup networks in the Philippines, with thousands of branches across the country — including in cities, towns, and barangays that larger financial institutions don't always reach. If your recipient prefers to collect cash in person, here's how to send money from the US for pickup at M Lhuillier through MoneyGram.
How the send and pickup flow works
The process is straightforward. You send from the US; your recipient picks up pesos at any participating M Lhuillier branch in the Philippines.
Sender side (US)
Log in to your MoneyGram profile or sign up today
Enter the amount in USD and select the Philippines as the destination
Choose cash pickup as the delivery method and select M Lhuillier as the pickup partner
Review the exchange rate and applicable fee before confirming
Complete the transfer and save the reference number — your recipient will need it
New customers sending online for the first time are eligible for a $0 transfer fee on their first online transfer.
Recipient side (Philippines)
Go to any participating M Lhuillier branch
Provide the reference number from the sender
Present a valid government-issued ID (passport, driver's license, PhilSys ID, or similar)
Collect the pesos — no bank account needed
Funds are available in as fast as instantly from the time of the transfer being confirmed.
Why senders choose M Lhuillier
Reach. M Lhuillier operates thousands of branches across the Philippines, including in provinces and municipalities where bank branches are limited. If your family is outside a major city, M Lhuillier is often the most accessible option.
No bank account required. Your recipient doesn't need a bank account or smartphone — just an ID and the reference number. This makes it a practical choice for older recipients or those in areas with limited digital infrastructure.
Instant transfers available. Cash pickup at M Lhuillier provides fast money transfers. Exact delivery times may vary in some cases, but funds may be available instantly.
Consistent experience. M Lhuillier branches follow consistent procedures, so your recipient knows what to expect at any location.
What affects the exchange rate
The exchange rate is the conversion applied to turn USD into PHP. It includes a margin — the difference between the mid-market rate and the rate you receive. This is separate from the transfer fee and affects how many pesos your recipient collects.
Exchange rates move throughout the day. The rate shown when you start a transfer is the rate locked at confirmation — always review it before you submit. See the current rate for sending from the US to the Philippines.
Common questions
How do I find an M Lhuillier branch near my recipient?
M Lhuillier has thousands of locations across the Philippines. Your recipient can search for their nearest branch on the M Lhuillier website or check the MoneyGram locator for branch location information.
What ID does my recipient need to pick up cash at M Lhuillier?
Your recipient needs a valid government-issued photo ID. Accepted documents include a Philippine passport, driver's license, PhilSys national ID, SSS card, UMID card, PRC ID, or voter's ID. The name on the ID must match the recipient name on the transfer.
What happens if my recipient can't pick up the transfer?
If a transfer is not picked up, it will remain available for collection within the transfer's validity period. If you need to cancel or extend a transfer, contact MoneyGram customer support. You can also track the status of your transfer at any time through the MoneyGram app or website.
Find more helpful articles for sending money from the US to the Philippines
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How much does it cost to send money to the Philippines? Understand the transfer fee and exchange rate margin before you confirm.
Send money for pickup at LBC. Nationwide reach, a trusted name, and no bank account required for your recipient.
Send money for pickup at USSC Pera Padala. A dedicated remittance network for recipients who prefer to collect in person.
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Send money for pickup at M Lhuillier
Your recipient walks in, shows their ID, and walks out with pesos. No bank account, no app. M Lhuillier has thousands of branches across the Philippines — including in provinces and barangays where other options don't reach.
This publication is for general informational purposes only and does not constitute legal, tax, financial, or other professional advice from MoneyGram or its affiliates. Services may vary by location and are subject to applicable laws and regulations.
Delivery times may vary and are not guaranteed. Actual transfer speed depends on the delivery method selected, the recipient's bank or service provider, send amount, transaction verification requirements, and other factors. Always confirm the estimated delivery time shown before you submit your transfer.